Will the U.S. 30-year Fixed-Rate Mortgage hit 5.90% (LOW) by December 31, 2026?

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Will the U.S. 30-year Fixed-Rate Mortgage hit 5.90% (LOW) by December 31, 2026?

Market price history

Rolling 7-day window of market NO price with the OU fair-price range overlay.

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Market price

YES54¢ (54%)

NO46¢ (46%)

Latest refresh · prices in cents

Polymarket • Volume: $6K • Updated 19m agoCloses: 2026-12-31

Polymarket · General

OU's Pick

NO at 47¢ · pays 2.2×

Price gap

Polymarket47¢

→

OU's fair70¢

+23¢ underpriced · pays 2.2×

Confidence

Moderate

Current 30-year mortgage rates sit at 6.51 percent and major financial institutions forecast the rate to remain above 5.90 percent through the end of 2026.

Wide edge+23¢

Off market consensus

View on Polymarket↗

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